Pricing
We offer as much or as little hand holding as you need
Active or Passive Investment Strategies
Talk as much or as little as you’d like
Custom advice to your situation
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Build a personalized plan
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Try "what if" scenarios
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See all your accounts in one place
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Only pay for what you need
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Have access to professional help for your financial questions
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Only pay when you contact us
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Get as little or as much help as you need.
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Monthly scheduled meetings
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Full financial plan
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Active portfolio management
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Monthly performance reporting across all linked accounts
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Weekly monitoring
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Investment alerts specific to you emailed to your inbox (what to buy - what account - how much - why recommended)
Assets in USD
0-100k
Hourly Price
$125
Monthly minimum + Platform Fee
15 minutes
Total Monthly Minimum
$31.50
Assets in USD
100k-$1M
Hourly Price
$250
Monthly minimum + Platform Fee
15 minutes
Total Monthly Minimum
$62.50
Assets in USD
$1M-$5M
Hourly Price
$375
Monthly minimum + Platform Fee
30minutes
Total Monthly Minimum
$187.50
Assets in USD
$5M-$10M
Hourly Price
$500
Monthly minimum + Platform Fee
45 minutes
Total Monthly Minimum
$375.00
Assets in USD
$10M+
Hourly Price
$1,000
Monthly minimum + Platform Fee
60 minutes
Total Monthly Minimum
$1,000.00
Disclosure :
- *Fees are negotiable based on need.
- *House calls are available upon request. Must pay for travel time.
We offer as much or as little hand holding as you need
Active or Passive Investment Strategies
Talk as much or as little as you’d like
Custom advice to your situation
Service
Offering
Pricing
Passive Investing
– Custom Meeting Calendar
– Only pay for requested time
– Passive investment recommendations
$250 to $1,000 annually
– One hour meeting per month
– Active Management
Investment Alerts to your inbox
– Custom portfolio to your goals
– Included limited individual stock recommendations
Value
Fees don’t matter. Value does. Value, service, and performance are of the most importance. We are seeking to disrupt an industry where fees, service, and performance are often vague and hidden. We do this by helping everyday investors understand what they need to know to be successful.
A traditional fee is typically 1-2%+ of the money invested with the firm or is dependent upon the commissions generated by the investment products sold, which can vary greatly.
Our fees are flat. They are not dependent on how much money you have, how much money you don’t have or which products you buy or sell. We feel this best aligns us with the investor, and helps us raise the standard of being a fiduciary.
Step 1: Review your current progress
We will meet with you and your family to get an idea of where you are and what is achievable for your life. We commit ourselves to becoming life long financial partners on your journey. It is therefore important to us that we start off by building a solid relationship, and ensuring we can provide value.
After completion if mutually agreeable we then move on to step two. References are provided upon request. We typically prefer to meet for coffee or lunch for the first meeting or two.
Step 2: Project your financial future: $500+
Pricing will depend on the complexity of your situation. We will present a ballpark fee before proceeding.
A Financial Plan includes items such as:
- Probability of success based on current progress
- Projected future income
- Social Security analysis
- College education planning
- Healthcare cost projections
- RMD calculations
- Will/Trust review
- & an audit current income/expense, tax saving, etc.
An Investment Proposal includes items such as:
- Building a framework for investments, values, timeline, etc.
- Proposed asset allocation (mix of which types of investments)
- Targeted rate or return (based off financial plan)
- Risk return profile target and goals
- A new portfolio or adding/subtracting securities to supplemental an existing portfolio
- Choose between an ongoing passive or tactical portfolio
* Five hundred USD is the minimum. Addition time and attention may be required depending on your situation. We will submit a proposal before billing for extra hours.
Step 3: Receive communications based on your family's needs
We structure our time with you to fit the complexities of your situation, life demands, and busy schedules. Once familiar with the process it can take as little as 10-15 minutes per month.
Sample Calendar for the first quarter:
- January
- Review previous year’s investment performance
- Establish a savings rate for the year
- Review retirement asset holdings given year end outlook
- March
- Review account beneficiaries
- Review IRA contributions
- June
- Review tax savings options;
- i.e. SEP IRA, IRA, 401(k), etc.
Step 4: Active portfolio management: $500 monthly
- Personalized trade alerts emailed to your inbox
- Tactical Investing Strategies to help maximize volatility in the markets
- Monthly meeting or call
- Securities Monitoring to help you stay on top of the markets
- Wellness score to help you stay on track of your financial goals
- Tax planning to help you maximize your tax deferrals, and reduce your income tax
- Estate planning to help ensure your loved ones are protected
- Gifting strategies to help your future generations
- Tax loss harvesting to help reduce taxes throughout the year, often with support of your CPA
- Insurance analysis to ensure your family is protected adequately and not paying too much for it
- Monitoring of all investment accounts to help keep the big picture in mind and help all assets work together to minimize risk and maximize reward
- Newsletter to help you stay in touch with our current market thoughts