Advice Only Financial Planning & Wealth Management For
Busy Professionals
Retirees
Do It Yourselfers
Welcome to Future U Financial. America’s leader in the Advice Only financial planning movement. Future U is different, and it’s not for everyone. Here’s why.
First, we don’t invest for you. Not a penny. Instead, based on our values of radical transparency, we empower you with the knowledge and guidance to invest for yourself. We’ve found this new advice-only process enhances trust, communication, and helps to improve your family’s likelihood of financial independence.
Secondly, by using the same secure software as the industry’s elite firms, it puts your family and our team on the same page… allowing us to monitor your investments in real time. Monthly updates, scheduled recurring calls or in impromptu meetings allow up-to-date feedback on your financial goals during all market conditions.
We work with your existing assets to quantify if they are appropriate for you, in line with your risk tolerance, and add value to what you are currently doing. However, unlike traditional firms, it is not necessary to change firms or accounts to work with us.
No longer do just high net worth investors get all the attention. Now, regardless of net worth, we help ensure your money is working as hard for you as you did to earn it.
If you are serious about your financial future, schedule a time today to see how we can add value.
We Empower you to take control of your future by:
- Assessing current asset managers
- Benchmarking investment fees
- Uncovering Risks in your portfolio and planning
- Creating or updating a financial plan
- Projecting retirement date and income
WHY ADVICE ONLY?
Advice-only financial planning is a type of financial planning service where a financial planner provides advice and recommendations to a client on how to manage their finances, without selling any financial products or receiving any commissions from financial product providers.
We offer as much or as little hand holding as you need
Choose your plan:
No commitments
Change or cancel your plan anytime
A Financial Professional in your Corner
Investment Calculator
We offer as much or as little hand holding as you need
Active or Passive Investment Strategies
Talk as much or as little as you’d like
Custom advice to your situation
Service
Offering
Pricing
Passive Investing
– Custom Meeting Calendar
– Only pay for requested time
– Passive investment recommendations
$250 to $1,000 annually
– One hour meeting per month
– Active Management
Investment Alerts to your inbox
– Custom portfolio to your goals
– Included limited individual stock recommendations
PLANNING DURING YOUR LIFECYCLE
SHORT-TERM OBJECTIVES
LONG-TERM OBJECTIVES
RISK PROFILE
PORTFOLIO ALLOCATION
PORTFOLIO ASSET CLASS
ACCUMULATION STAGE
Age 20-35
- Paying off student debt
- Buying real estate
- Building emergency savings
- Saving for children's education
- Accumulating wealth
- Aggressive
PREPARATION STAGE
Age 35-60
- Taking vacations
- Funding children's educations
- Planning for retirement
- Moderate
RETIREMENT STAGE
Age 60+
- Achieving desired lifestyle
- Covering medical expenses
- Estate planning
- Conservative
HOW WE DO IT
After an initial call to determine if we might be able to add value to your family, we then work to quantify your financial lives and the opportunities for success.
By linking your financial accounts to our secure software we are able to provide an initial financial plan, review the risks, fees and potential of your current investments, and provide continued monitoring.
We meet people in our office or at their home or office to ensure they are comfortable at every step of the way. We focus a lot of time on the initial stages of the relationship to ensure people are set up for success.
MEET THE FOUNDER
Hello,
Welcome to Future U Financial. America’s leader in the Advice Only financial movement. I’m the founder, Josh. I’m a dad, a veteran, and someone deeply committed to empowering you to live a better life through financial literacy. My firm is different from what you’ve probably seen, and it’s not for everyone.
First, we don’t invest for you. Not a penny. Instead, of keeping you in the dark, we believe in radical transparency. We empower you with the knowledge, and guidance to invest for yourself. I’ve found this process enhances trust, communication, and ultimately improves your family’s odds for success.
By using the same secure financial planning software as the industry’s elite firms, it puts your family and our team on the same page by allowing us both to see all your investments in real-time. However, unlike most firms, it is not necessary to change firms or open new accounts to work with us.
Regardless, if you are new to investing or have been doing it for years, we will be with you every step of the way. If you are serious about securing your financial future, I encourage you to schedule some time to chat and see if we’re a good match.
Invest in the Future U today!
All the best,
Josh
The Future U Advantage
After years at two of the world’s largest wealth management firms we’ve realized clients can afford their own dinners and golf trips. What they really want is uncompromized financial advice that is transparent without a sales agenda,
Therefore, we leave schmoozing to other firms and just focus on sound advice.
Keep all your assets where they are
See all your accounts in one place
Know when you can retire, and how to invest for today's markets
As little as 15 minutes per month
01
We are able to give truly independent advice
Capitalize on low hanging fruit to identify a ballpark value added.
02
Financial advice based on your goals
Override the digital divide with additional clickthroughs from DevOps.
03
We're here to help during market volatility
Nanotechnology immersion along the information highway will close loop.
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